Paraguay property closing cost calculator
Estimate how much cash you may need to close a real estate purchase in Paraguay.
Closing estimator
Does not include down payment, monthly insurance, or case-specific notary adjustments.
Reference if the seller pays brokerage and shares municipal tax.
| Cost | Rate / basis | Estimate |
|---|---|---|
| Transfer / closing | 2.8% | PYG 18,200,000 ≈ $2,427 |
| Municipal tax (buyer share) | 0.4% | PYG 2,600,000 ≈ $347 |
| Appraisal, title, and bank setup | Estimated fixed | PYG 13,140,000 ≈ $1,752 |
| Brokerage commission | 5.0% | PYG 32,500,000 ≈ $4,333 |
The closing-cost budget is calculated in Paraguayan guaraníes (PYG). If you choose another currency in the top bar, the conversion shown is approximate.Estimate only. Notary fees, registry rates, RUN filings, insurance, and party agreements can change the final amount.
Participating banks and cooperatives
Enabled institutions by product. Linked banks open their official site; the complete list is verified on AFD.
Che Róga Porã
See official list on AFDVerified: 2026-05-04
AFD First Home
See official list on AFDVerified: 2026-05-04
AFD Mi Casa
See official list on AFDVerified: 2026-05-04
What costs appear when buying property
Beyond the property price, a formal purchase in Paraguay can include transfer costs, municipal tax, notary and registry work, appraisal, title study, and insurance when bank financing is involved.
This calculator separates typical buyer and seller costs so you can budget the transaction before reserving a property or signing an offer.
How to budget a purchase
Before making an offer, separate the property price from closing costs.
- 1
Confirm who pays each cost
Brokerage, taxes, and certificates can be negotiated differently between buyer and seller.
- 2
Ask for a notary estimate
The notary can estimate rates, certificates, fees, and registry costs for the real case.
- 3
Add loan costs
If there is bank financing, add appraisal, title study, insurance, and origination costs.
Frequently asked questions
Does the seller always pay brokerage?
That is common in many transactions, but it depends on the commercial agreement. Confirm before making an offer.
Do bank costs apply if I buy in cash?
Not all of them. Bank appraisal, internal title study, and origination costs usually apply when there is a loan.
Does this replace a notary?
No. It is a fast budget estimate. The final settlement should be prepared by the professional handling the transaction.
More tools in Paraguay
Paraguay annual property tax calculator
Estimate the annual Impuesto Inmobiliario in Paraguay based on fiscal value and available discounts.
What is my property worth?
Estimate your home's market value with real data from comparable listings in your area.
How much can I rent my property for?
Estimate the monthly rent for your house or apartment with real data from comparable rentals in your area.
How much can I afford?
Estimate your buying power in Paraguay by income, existing debt, and financing program.
Sources and references
Exact costs depend on the deed, registry, municipality, and lender.
Last updated: May 4, 2026