Mortgages & credit

AFD Primera Vivienda calculator

Simulate Paraguay's Primera Vivienda AFD loan for buying, building, renovating, or finishing a first home in Paraguay.

Primera Vivienda simulator

$66,667
PYG 100,000,000PYG 753,000,000
$1,067
PYG 2,899,048PYG 40,000,000
There are points to review

One or more inputs are outside the limits used by this calculator. Confirm the case with an authorized lender.

  • Payment exceeds 40% of household income.
Estimated payment
PYG 4,536,357
$605
Required income
PYG 11,340,892
$1,512
Payment / income
56.7%
Term
30 years

Primera Vivienda AFD is calculated in Paraguayan guaraníes (PYG). According to official information, these loans are granted exclusively in guaraníes; any conversion shown is approximate.

Calculated with an estimated 10.4% rate and reference maximum value of PYG 753,000,000. The final rate can vary by lender margin.

Participating banks and cooperatives

Enabled institutions by product. Linked banks open their official site; the complete list is verified on AFD.

Cooperatives
COOPEDUC Ltda.Cooperativa del Sur Ltda.Cooperativa 21 de Setiembre Ltda.Cooperativa San Ignacio (COOPASI)Cooperativa Mborayhu Ltda.

Verified: 2026-05-04

About Primera Vivienda AFD

Primera Vivienda AFD finances the purchase, construction, land-plus-construction, renovation, expansion, or completion of a first home. AFD does not lend directly to buyers; applications go through authorized banks, financial companies, or cooperatives.

The core condition is that the applicant and household do not already own a built home, and that household income stays within the program limits.

Main requirements

  • Be an individual qualified as creditworthy by an authorized lender.
  • Not own a built home under the applicant or household name.
  • Household income within the program limit.
  • Payment not above 40% of global household income.
  • Employment, tax, and property documents required by the lender.

Lenders may require additional documents, appraisal, insurance, and internal approval.

Frequently asked questions

Does AFD lend directly to me?

No. The application is handled by an intermediary financial institution that operates with AFD.

What currency does Primera Vivienda use?

According to official information, these loans are granted exclusively in guaraníes.

Can I finance home equipment?

The program allows financing home equipment up to the equivalent limit indicated by AFD.

AFD Loans & Che Róga Porã in Paraguay

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Official sources

Public product conditions and authorized institutions.

Last updated: May 4, 2026