Mortgages & credit

AFD Mi Casa calculator

Estimate a Mi Casa AFD payment in Paraguay and check basic price, guarantee, and income limits.

Mi Casa simulator

≈ $113,333
PYG 100,000,000PYG 1,500,000,000
≈ $2,400
PYG 3,000,000PYG 100,000,000
There are points to review

Review the marked points before moving forward with a lender.

  • Payment exceeds 40% of income.
Estimated payment
PYG 9,064,652
≈ $1,209
Required income
PYG 22,661,630
≈ $3,022
Payment / income
50.4%
Term
20 years

This simulation uses Paraguayan guaraníes (PYG) as the base currency. If a lender offers terms in another currency, request a specific simulation; on-screen conversions are approximate.Calculated with reference limit PYG 1,500,000,000 and estimated rate 11.5%. The real rate is defined with the lender.

Participating banks and cooperatives

Enabled institutions by product. Linked banks open their official site; the complete list is verified on AFD.

AFD Mi Casa

See official list on AFD
Cooperatives
COOPEDUC Ltda.Cooperativa del Sur Ltda.Cooperativa 21 de Setiembre Ltda.Cooperativa San Ignacio (COOPASI)Cooperativa Mborayhu Ltda.

Verified: 2026-05-04

About Mi Casa AFD

Mi Casa AFD is broader than Primera Vivienda. It can finance purchase, construction, renovation, expansion, completion, and other residential purposes, including up to two homes per beneficiary under the product rules.

It also allows homes with a commercial area if that area does not exceed 30% of the total appraised value. Currency, rate, and final approval depend on the intermediary financial institution.

Key points

  • Can be used for purchase, construction, renovation, expansion, or completion.
  • Allows homes with commercial area limited to 30% of appraised value.
  • Term depends on guarantee: unsecured, mortgage, or fiduciary.
  • Payment should stay within the income share accepted by the lender.
  • Currency may depend on the borrower's generated income.

Frequently asked questions

Can Mi Casa be used for a second home?

Yes. It is broader than Primera Vivienda and can cover residential purposes beyond a first home.

Can I finance a home with a commercial unit?

Yes, as long as the commercial area does not exceed 30% of the total appraised value.

Is the rate fixed?

The final rate depends on AFD and the lender margin. It must be confirmed before signing.

AFD Loans & Che Róga Porã in Paraguay

AFD loan and financing comparison

Compare Che Róga Porã, Primera Vivienda, Mi Casa, and bank mortgages in Paraguay.

AFD Primera Vivienda calculator

Estimate payment, required income, and basic eligibility for Primera Vivienda AFD.

Che Róga Porã: Calculator, Requirements & Monthly Payment

Estimate your monthly Che Róga Porã mortgage payment at the official 6.5% fixed rate.

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Official sources

Public conditions for the Mi Casa product.

Last updated: May 4, 2026