Mortgages & credit

Mortgage comparison

Compare UVA mortgage rates bank by bank in Argentina and estimate your installment. Official BCRA data.

Official BCRA rates · updated July 31, 2026
ARS 5,000,000ARS 300,000,000

Enter the amount to finance to estimate each bank's installment.

BankFinances
BANCO PROVINCIA DEL NEUQUÉN SOCIEDAD ANÓNIMA3.56%3.56%240 months100%ARS 291,524
BANCO MUNICIPAL DE ROSARIO4.28%4.28%240 months75%ARS 310,418
BANCO DE LA NACION ARGENTINA6.17%9.72%360 months90%ARS 305,262
San Cristóbal Bienes Raíces S.A.6.70%6.68%180 months80%ARS 441,070
BANCO BBVA ARGENTINA S.A.7.76%9.14%360 months80%ARS 358,552
BANCO CREDICOOP COOPERATIVO LIMITADO8.30%8.42%240 months70%ARS 427,603
BANCO PROVINCIA DE TIERRA DEL FUEGO8.30%8.30%360 months85%ARS 377,392
INDUSTRIAL AND COMMERCIAL BANK OF CHINA (ARGENTINA) S.A.U.9.27%13.02%240 months1%ARS 458,582
BANCO DE SAN JUAN S.A.9.27%9.58%240 months70%ARS 458,582
NUEVO BANCO DE ENTRE RÍOS S.A.9.58%9.58%240 months70%ARS 468,681
NUEVO BANCO DE SANTA FE SOCIEDAD ANONIMA9.58%9.58%240 months70%ARS 468,681
BANCO PATAGONIA S.A.9.65%9.65%360 months75%ARS 425,910
BANCO DE LA PROVINCIA DE CORDOBA S.A.9.90%10.28%240 months100%ARS 479,203
BANCO HIPOTECARIO S.A.9.92%10.16%180 months80%ARS 534,858
BANCO SANTANDER ARGENTINA S.A.9.92%10.21%240 months70%ARS 479,864
BANCO DE LA CIUDAD DE BUENOS AIRES9.92%9.95%240 months75%ARS 479,864
BANCO COMAFI SOCIEDAD ANONIMA9.92%9.92%240 months75%ARS 479,864
BANCO DINO S.A.10.00%10.47%180 months75%ARS 537,303
BANCO DE CORRIENTES S.A.10.36%12.85%180 months75%ARS 548,368
BANCO DEL CHUBUT S.A.10.47%10.47%180 months75%ARS 551,770
BANCO DE SANTA CRUZ S.A.10.57%10.57%240 months70%ARS 501,543
BANCO DE GALICIA Y BUENOS AIRES S.A.12.00%15.00%240 months70%ARS 550,543
BRUBANK S.A.U.12.68%12.75%360 months70%ARS 540,622
BANCO DEL SOL S.A.13.24%13.24%240 months80%ARS 594,357
BANCO MACRO S.A.16.08%16.11%240 months70%ARS 698,631
BANCO SUPERVIELLE S.A.18.39%18.54%180 months65%ARS 819,280

Estimated initial installment (French system) using each bank's TEA and maximum term. It's a UVA loan: the installment adjusts with inflation.

Other banks with mortgage lines

They're absent from the table because their lines aren't UVA primary-residence, but they do report terms to the BCRA.

Want to calculate your installment in detail?

UVA mortgage simulator

How to compare mortgages

We compare UVA mortgage offers for a sole residence across Argentine banks using the official BCRA dataset, updated on business days.

The TEA is the real annual rate in UVA; the CFT (total financial cost) includes fees and insurance, so it's the most honest figure to compare. We also show the maximum term and financing (loan-to-value). Enter an amount to see each bank's estimated installment and sort by what suits you.

Remember it's a UVA loan: the installment adjusts with inflation. Final approval depends on the bank, your income and the appraisal.

Frequently asked questions

Where do the rates come from?

From the official BCRA dataset (UVA mortgage comparison list), updated on business days. We show each bank's best sole-residence offer.

TEA vs CFT?

The TEA is the annual interest rate. The CFT (total financial cost) adds fees, insurance and commissions, so it better reflects what you'll actually pay. Compare by CFT.

Is the installment fixed?

No. It's a UVA loan: the peso installment adjusts with inflation. The figure shown is the estimated initial installment, to compare banks on equal terms.

Why do banks finance different amounts?

Each bank sets how much of the property value it finances (loan-to-value), usually 70%–100%. More financing means a smaller down payment.

Does this replace the bank?

No. It's a guide with official data. The concrete offer, approval and appraisal are set by each bank.

More tools in Argentina

Sources

Official data used in this comparator.

BCRA data updated on business days.